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CURRENT
RATES
AND
SPECIAL OFFERS
Deposit Rates
for:
- Portsmouth
- Waverly
- Wheelersburg and
- South
Shore
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Rates in effect August 21, 2010
| Account
Type |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| Passbook
Savings rate effective 7/1/10 |
$10 |
Quarterly |
0.25% |
0.25% |
| Statement
Savings |
$100 |
Monthly |
0.25% |
0.25% |
| NOW Account
Checking |
$500 |
Monthly |
0.25% |
0.25% |
| Investors Money
Market Account (Rates subject to change at any
time) |
$100 -
$24,999
$25,000 - $49,999
$50,000 + |
Monthly |
0.25%
0.49%
0.99% |
0.25%
0.50%
1.00% |
| Health Savings
Account rate effective 7/1/10 |
$100 -
$2,499
$2,500 - $9,999
$10,000+ |
Monthly |
0.25%
0.74%
1.24% |
0.25%
0.75%
1.25% |
| Basic Business
Checking |
$500 |
Monthly |
0.25% |
0.25% |
| Commercial/Business Checking |
N/A |
N/A |
N/A |
N/A |
| Certificates of
Deposit |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| 3
Month |
$2,500 |
None |
0.25% |
0.25% |
| 6
Month |
$2,500 |
None |
0.49% |
0.50% |
| 9
Month |
$2,500 |
None |
0.74% |
0.75% |
| 1 Year |
$500 |
Semi-Annual |
0.99% |
1.00% |
| 18 Month Featured Rate |
$500 |
Semi-Annual |
1.24% |
1.25% |
| 2 Year |
$500 |
Semi-Annual |
1.19% |
1.20% |
| 30
Month |
$500 |
Semi-Annual |
1.49% |
1.50% |
| 3
Year |
$500 |
Semi-Annual |
1.99% |
2.00% |
| 4
Year |
$500 |
Semi-Annual |
2.24% |
2.25% |
| 5
Year |
$500 |
Semi-Annual |
2.49% |
2.50% |
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| Individual
Retirement Account |
$100 |
Semi-Annual |
1.99% |
2.00% |
18
Month
(Other terms are available) |
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| The APY assumes that interest must remain on
deposit until maturity and that a withdrawal will reduce earnings.
There may be a penalty imposed for early withdrawal from
Certificates of Deposit.
Depositors insured to $100,000 by FDIC.
($250,000 until 12/31/13)
Certificates with balances greater than
$100,000 could receive higher rates. Please call (740) 354-3177 for
details.
Fees may reduce earnings on accounts.
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