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CURRENT
RATES
AND
SPECIAL OFFERS
Deposit Rates
for:
- Portsmouth
- Waverly
- Wheelersburg and
- South
Shore
|
Rates in effect December 31, 2011
| Account
Type |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| Passbook
Savings rate effective 7/1/10 |
$10 |
Quarterly |
0.25% |
0.25% |
| Statement
Savings |
$100 |
Monthly |
0.25% |
0.25% |
| NOW Account
Checking |
$1,000 |
Monthly |
0.09% |
0.10% |
| Investors Money
Market Account (Rates subject to change at any
time) |
$100 -
$24,999
$25,000 - $49,999
$50,000 + |
Monthly |
0.25%
0.39%
0.59% |
0.25%
0.40%
0.60% |
| Health Savings
Account rate effective 7/1/10 |
$100 -
$2,499
$2,500 - $9,999
$10,000+ |
Monthly |
0.25%
0.39%
0.59% |
0.25%
0.40%
0.60% |
| Basic Business
Checking |
$1000 |
Monthly |
0.09% |
0.10% |
| Commercial/Business Checking |
N/A |
N/A |
N/A |
N/A |
| Certificates of
Deposit |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| 3
Month |
$2,500 |
None |
0.25% |
0.25% |
| 6
Month |
$2,500 |
None |
0.50% |
0.50% |
| 9
Month |
$2,500 |
None |
0.50% |
0.50% |
| 1 Year |
$500 |
Semi-Annual |
0.74% |
0.75% |
| 18 Month |
$500 |
Semi-Annual |
0.84% |
0.85% |
| 2 Year |
$500 |
Semi-Annual |
0.89% |
0.90% |
| 30
Month |
$500 |
Semi-Annual |
0.99% |
1.00% |
| 3
Year with Special Upgrade Feature* |
$500 |
Semi-Annual |
1.24% |
1.25% |
| 4
Year with Special Rate Feature** |
$500 |
Semi-Annual |
1.64% |
1.65% |
| 5
Year with Special Rate Feature** |
$500 |
Semi-Annual |
1.89% |
1.90% |
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Individual
Retirement Account - 18 Month
(Other terms are available) |
$100 |
Semi-Annual |
1.49% |
1.50% |
The APY assumes that interest must remain on
deposit until maturity and that a withdrawal will reduce earnings.
There may be a penalty imposed for early withdrawal from
Certificates of Deposit.
Depositors insured to $250,000 by FDIC.
Please call your local branch for additional details and special features.
Fees may reduce earnings on accounts.
*One-time change in rate and additional deposit.
**.25% increase in APY for existing loan, savings or checking customers (not available for Individual Retirement Accounts).
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