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CURRENT RATES
AND
SPECIAL OFFERS



Deposit Rates for:

  • Portsmouth
  • Waverly
  • Wheelersburg and
  • South Shore


Rates in effect August 21, 2010


Account Type Minimum Balance to obtain the APY Compounding Method Interest Rate Annual Percentage Yield (APY)
Passbook Savings rate effective 7/1/10 $10 Quarterly 0.25% 0.25%
Statement Savings $100 Monthly 0.25% 0.25%
NOW Account Checking $500 Monthly 0.25% 0.25%
Investors Money Market Account (Rates subject to change at any time) $100 - $24,999
$25,000 - $49,999
$50,000 +
Monthly 0.25%
0.49%
0.99%
0.25%
0.50%
1.00%
Health Savings Account rate effective 7/1/10 $100 - $2,499
$2,500 - $9,999
$10,000+
Monthly 0.25%
0.74%
1.24%
0.25%
0.75%
1.25%
Basic Business Checking $500 Monthly 0.25% 0.25%
Commercial/Business Checking N/A N/A N/A N/A


Certificates of Deposit Minimum Balance to obtain the APY Compounding Method Interest Rate Annual Percentage Yield (APY)
3 Month $2,500 None 0.25% 0.25%
6 Month $2,500 None 0.49% 0.50%
9 Month $2,500 None 0.74% 0.75%
1 Year $500 Semi-Annual 0.99% 1.00%
18 Month Featured Rate $500 Semi-Annual 1.24% 1.25%
2 Year $500 Semi-Annual 1.19% 1.20%
30 Month $500 Semi-Annual 1.49% 1.50%
3 Year $500 Semi-Annual 1.99% 2.00%
4 Year $500 Semi-Annual 2.24% 2.25%
5 Year $500 Semi-Annual 2.49% 2.50%
Individual Retirement Account $100 Semi-Annual 1.99% 2.00%
18 Month
(Other terms are available)
The APY assumes that interest must remain on deposit until maturity and that a withdrawal will reduce earnings.
There may be a penalty imposed for early withdrawal from Certificates of Deposit.
Depositors insured to $100,000 by FDIC. ($250,000 until 12/31/13)
Certificates with balances greater than $100,000 could receive higher rates. Please call (740) 354-3177 for details.
Fees may reduce earnings on accounts.


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