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CURRENT
RATES AND SPECIAL OFFERS
Deposit Rates
for:
- Portsmouth
- Waverly
- Wheelersburg and
- South
Shore
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Rates in effect July 4 - 10, 2009
| Account
Type |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| Passbook
Savings |
$10 |
Quarterly |
0.50% |
0.50% |
| Statement
Savings |
$100 |
Monthly |
0.25% |
0.25% |
| NOW Account
Checking |
$500 |
Monthly |
0.25% |
0.25% |
| Investors Money
Market Account (Rates subject to change at any
time) |
$100 -
$24,999 $25,000 - $49,999 $50,000 + |
Monthly |
0.49% 0.99% 1.49% |
0.50% 1.00% 1.50% |
| Health Savings
Account |
$100 -
$2,499 $2,500 - $9,999 $10,000+ |
Monthly |
1.24% 1.74% 2.23% |
1.25% 1.75% 2.25% |
| Basic Business
Checking |
$500 |
Monthly |
0.25% |
0.25% |
| Commercial/Business Checking |
N/A |
N/A |
N/A |
N/A |
| Certificates of
Deposit |
Minimum Balance to
obtain the APY |
Compounding
Method |
Interest
Rate |
Annual Percentage
Yield (APY) |
| 3
Month |
$2,500 |
None |
1.49% |
1.50% |
| 6
Month |
$2,500 |
None |
1.49% |
1.50% |
| 9
Month |
$2,500 |
None |
1.49% |
1.50% |
| 12
Month |
$500 |
Semi-Annual |
1.49% |
1.50% |
| 15 Month
Special |
$500 |
Semi-Annual |
1.99% |
2.00% |
| 18
Month |
$500 |
Semi-Annual |
1.74% |
1.75% |
| 24
Month |
$500 |
Semi-Annual |
1.74% |
1.75% |
| 30
Month |
$500 |
Semi-Annual |
1.99% |
2.00% |
| 3
Year |
$500 |
Semi-Annual |
1.99% |
2.00% |
| 4
Year |
$500 |
Semi-Annual |
2.73% |
2.75% |
| 5
Year |
$500 |
Semi-Annual |
2.98% |
3.00% |
| Individual
Retirement Account |
$100 |
Semi-Annual |
2.24% |
2.25% |
18
Month (Other terms are available) |
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| The APY assumes that interest must remain on
deposit until maturity and that a withdrawal will reduce earnings.
There may be a penalty imposed for early withdrawal from
Certificates of Deposit. Depositors insured to $100,000 by FDIC.
($250,000 until 12/31/09) Certificates with balances greater than
$100,000 could receive higher rates. Please call (740) 354-3177 for
details. Fees may reduce earnings on accounts.
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