AMERICAN SAVINGS BANK OTHER PRODUCTS

At American Savings Bank we have a strong commitment to customer service. We want to provide you with what you need so that we can be your one stop bank. We offer a broad range of other services to meet your total banking needs.

Overdraft Protection

Protect your checking account from needless overdraft charges and avoid returned checks with our available overdraft protection. Whenever your balance falls below zero, this account will automatically deposit funds, within your credit limit to cover any checks presented. Peace of mind is just a simple application away. Call or stop by today.

Debit Cards

The American Savings Bank Visa Check Card looks like a credit card, but works like a check. It is the checkbook that fits your lifestyle, as well as your wallet. Your Visa Check Card gives you a faster, more convenient way to pay for the products and services you need. It is accepted anywhere Visa is accepted. Also use it at ATM's to have easy access to your cash when you need it.

Benefits of your American Savings Bank Visa Check Card

Accepted anywhere Visa is accepted
Can be used as an ATM card
Provides an easy way to pay
Reduces the need to write checks
Reduces the need to carry cash
Transactions are debited directly from your checking account

ATM Machines

We have ATM machines available at 7 convenient locations and we offer MoneyPass giving you the freedom to to travel and still have access to cash when you need it!

Full Service ATMs

Drive Thru Facility
907 Chillicothe Street
Portsmouth OH 45662

Waverly Office
951 West Emmitt Avenue
Waverly OH 45690

Wheelersburg Office
7920 Ohio River Rd
Wheelersburg OH 45694

Cash Dispensing Machines

Country Store Foods
10958 Main Street
South Webster OH 45682

Speedeemart 1
52 Center Street
Wheelersburg OH 45694

Short Stop
US 23
South Shore KY 41175

Weaver's
22428 St Rt 73 (Dry Run)
West Portsmouth OH 45663

Convenience has a new name: MoneyPass.

The MoneyPass ATM network has thousands of locations where you live, work and travel, giving you more choices for accessing your accounts, and all are surcharge-free.

So whether you keep your travels close to home or hit the road often, simply look for the MoneyPass logo to avoid paying surcharges.

To find the MoneyPass ATM location nearest you, visit moneypass.com. Simply use your American Savings Bank Visa debit card or apply for one today.

In short, your chances of feeling free just grew by leaps and bounds! MoneyPass and Convenience The two words go hand-in-hand. Now more so than ever! With new and enhanced online and mobile locators, it is even more convenient for your cardholders to locate MoneyPass surcharge-free ATMs. Your cardholders can find us through several channels, all developed by our locator partner, LocatorSearch™, and provided at no cost to your financial institution. See the FAQ below for more information about how to access these tools: iPhone application NEW Droid application NEW mobile website for all smart phones at mobile.moneypass.com Enhanced online locator at www.moneypass.com

24 Hour Direct Teller

Obtaining account information is as easy as picking up your phone. Out Direct Teller lets you stay in control of your money from the convenience of your home or office. Simply dial (866) 877-2230 24 hours a day seven days a week for access to your accounts.

Features Include:

Balance inquiries
Account information
Verify checks or debits paid
Verify deposits credited
Transfer funds between accounts

Direct Deposit

Save yourself a trip to the bank. Simply arrange for automatic deposit of your paycheck, Social Security, regular dividends, annuities or pension checks. It’s a convenient and hassle free way to ensure your deposits are always immediately available for your use.

Night Deposit

We offer personal and business customers the opportunity to drop off deposits 7 days a week, 365 days a year. Use the safe; secure night drops at any of our three locations. We will post the transaction to your account on the morning of the first business day after your transaction is placed in the night drop.

Travelers Checques

We offer American Express Travelers Checques at no fee to our customers.

U.S. Savings Bonds

Whether you wish to purchase or redeem a savings bond, we can take care of it for you. We handle Series I and EE bonds.

Sweep Processing (OD Protection Transaction Fee)

Avoid overdraft fees on your checking account. With an American Savings Bank savings account we can sweep funds from one to another thus preventing overdrafts and avoiding the costly overdraft fees. A $2.00 OD Protection Transaction fee is charged each time that funds are swept.