American Savings Bank has a variety of loan products to meet your financial needs. Our friendly loan officers will take the time to get to know you and your situation, so that we can recommend the right solution, every time. From the application to the final payment, every aspect of your loan is handled right here at home, by local people just like you. Call one of our loan officers about any of the products listed below and find out what hometown helpful really means.



Mortgage Loans

Whether you're in the market for a new home or refinancing an existing one, American Savings Bank has a product that's right for you. We offer long-term or short-term loans, fixed or adjustable rates. We can customize a repayment plan to suit your needs. Local decision-making means quicker turnaround time and greater flexibility. Call one of our loan officers for other rates and terms or to schedule an appointment.





Home Equity Loans

American Savings Bank's Homeline is a line of credit that allows you to use the equity in your home to consolidate debt, pay college expenses, or take a family vacation. Our convenient Homeline checks let you access your available equity any time you need it.





Home Improvement Loans

American Savings Bank is proud to be one of only two lenders in the state of Ohio to offer the FHA Title One home improvement loan. This product can offer you up to $25,000, with a fixed rate and convenient terms, for any qualifying property improvement. With a fast approval time and low closing costs, it may be just the thing you need to get your project off the ground.





Auto Loans

Whether it's new or used, financing a car at American Savings Bank couldn't be easier. We offer new car loans with convenient terms, competitive rates, and quick turnaround.





Personal Loans

Because we believe hard work should be rewarded, American Savings Bank offers unsecured credit exclusively to our customers who are homeowners and have maintained an excellent credit rating. We offer loans up to $2,500 with convenient repayment terms, for any purpose under the sun. And because your great credit rating has earned you great service, we'll have money in your hand the same day.