Here at American Savings Bank, where service makes the difference, we are dedicated to you and your business. Our focus is to work with you to find the right combination of products and services to meet your business needs. Contact one of our customer service specialists or loan officers for more information regarding your business deposit and lending needs.



Business Deposit Accounts

For our Business Customers, we offer credit card processing, debit card transactions, and check loss prevention as well as other electronic processing needs. We are able to provide you with coin and cash. We are able to work with large deposits as a sweep processing account. We offer two different Business checking accounts (both requiring $100 to open).





Basic Business Checking

Designed primarily for small business and sole proprietorships, our Basic Business checking account is better for you if you have fewer than 300 transactions per cycle. There is a $5.00 monthly maintenance fee and no charge for ACH deposits and withdrawals.





Commercial Checking

This account's charges are based upon your monthly account activity. Each month you will receive an earnings credit for the average available balance that you maintain in your account. The earnings credit is used to offset any account activity charges such as the monthly maintenance fee, check clearings and deposited items



For more information, including special handling and additional fees, please call one of our new account representatives today.



Commercial Loans

Whether you are starting a new business or expanding an existing one, American Savings Bank can help. We offer a variety of products including commercial real estate financing, equipment loans, and operating lines of credit. We also offer a personal line of credit for business professionals to help with short-term cash flow needs. Large or small, American Savings Bank is equipped to handle all of your commercial needs, and we can partner with various government agencies to offer creative financing solutions. Call Jack Stephenson for an appointment to meet and discuss your business plan today.