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Current Rates and Special Offers
Deposit Rates
Portsmouth, Waverly, Wheelersburg & South Shore
Rates in effect May 10 - 16, 2008
| Account Type |
Minimum Balance
to
Obtain the APY |
Compounding
Method |
Interest
Rate |
Annual
Percentage
Yield
(APY) |
| Passbook Savings |
$10 |
Quarterly |
0.75% |
0.75% |
| Statement Savings |
$100 |
Monthly |
0.50% |
0.50% |
| NOW Account Checking |
$500 |
Monthly |
0.25% |
0.25% |
Investors Money Market Account
(Rates subject to change the first
of each month) |
$100 - $24,999
$25,000 - $49,999
$50,000 + |
Monthly |
2.00%
2.25%
2.75% |
2.02%
2.27%
2.78% |
| Health Savings Account |
$100 - $2,499
$2,500 - $9,999
$10,000+ |
Monthly |
2.50%
3.00%
3.50% |
2.53%
3.04%
3.56% |
| Basic Business Checking |
$500 |
Monthly |
0.25% |
0.25% |
| Commercial/Business Checking |
N/A |
N/A |
N/A |
N/A |
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Certificates of Deposit |
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| 3 Month |
$2,500 |
None |
2.75% |
2.78% |
| 6 Month |
$2,500 |
None |
2.75% |
2.77% |
| 9 Month Special |
$500 |
Semi-Annual |
3.13% |
3.15% |
| 12 Month |
$500 |
Semi-Annual |
2.80% |
2.82% |
| 18 Month |
$500 |
Semi-Annual |
2.85% |
2.87% |
| 24 Month |
$500 |
Semi-Annual |
2.90% |
2.92% |
| 30 Month |
$500 |
Semi-Annual |
2.95% |
2.97% |
| 3 Year |
$500 |
Semi-Annual |
3.00% |
3.02% |
| 4 Year |
$500 |
Semi-Annual |
3.25% |
3.28% |
| 5 Year |
$500 |
Semi-Annual |
3.35% |
3.38% |
| Individual Retirement Account |
$100 |
Semi-Annual |
3.00% |
3.02% |
| 18 Month - (Other terms available) |
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There may be a penalty imposed for early withdrawal
from Certificates of Deposit.
Depositors insured to $100,000 by FDIC.
Certificates with balances greater than $100,000 could receive higher rates.
Please call (740) 354-3177 for details.
Fees may reduce earnings on accounts.
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